Application of MB WAY continues to gain fans and has surpassed 300 mil downloads. Para a SIBS, More relevant is the number of users that the service has been gaining, with an average monthly growth 8%.
Today WAY MB has more than 160 thousand subscribers, that number more than doubles the values recorded there about a year. The balance can be "very positive", underlines the SIBS, "Especially when it comes to services that involve behavioral changes".
According to the advanced data TeK, They have been held over 1.300 daily operations by applying. In 2016 They were made over 120 thousand purchases by MB WAY, a total amount of more than 2 million and over 90 thousand transfers, estimated at about 8 millions of euros.
in accumulated, MB WAY already registered almost 400 thousand cards MB NET generated and purchases made with these cards go beyond 476 one thousand.
With regard to e-commerce, the most recent data from the SIBS concern the first three quarters of 2016, period in which recorded is about 23 million online purchases through credit card, more 4,6 million operations than observed in the same period.
In terms of value, purchases online with credit card reached the highest amount since 2013: 1,527 billion. In the first nine months of 2015, the Portuguese had spent 1,351 million in purchases on the Internet with paid card, said SIBS.
currently, the internet purchases account 3,3% of the total purchases made with bank card.
A future where challenges abound new proposals
The digital payments industry faces some challenges, and the largest in the opinion of SIBS is the balance between regulation and technological innovations, "Because the payments market is highly dynamic and competitive".
The company claims that the new regulatory framework allowed any European operator could provide electronic payment services, in any country and in accordance with proposals of undifferentiated value. "In technological part, This sector is currently experiencing a moment of reinvention of their business models, leveraged by the exponential growth of mobile payments, and increasing convergence between physical and digital card. This will bring many solutions that will encourage users to adopt these new methods ".
Para a SIBS, Portugal should follow the example of the United Kingdom and other countries have made it mandatory access to payment by electronic means services in day-to-day. "So it would be possible to popularize the use".
In the meantime, the company continues to invest in launching new features , one of them the possibility of raising money without card, using the MB WAY. "This is a service we provide in Poland since 2015, with the solution of BLIK mobile payments, that allows you to make payments and cash withdrawals without a card ", He referred to TeK. "This is a product 100% ‘made in Portugal’, fully developed in SIBS ".
In 2017 It will also be put into practice SIBS PayForward, presented as the first accelerator startups and fintechs the payments industry in Portugal. The program started in November and will end the registration period briefly. "We believe that this program will contribute greatly to the launch of new solutions".
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